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Sorry for your CLI denial
Good luck in 6 months !
Sorry for you decline. Thanks for sharing the DPs.
Sorry, to hear about your denial.
@Anonymous wrote:
... I figured 6 mos was long enough ...
Getting in with a lower limit/higher APR is often a sign from the lender they aren't especially eager to lend, at that time. I've had lenders treat me this way (Hi! Penfed & CapOne) at the same time others give me 10-30k CLs. It's nothing to take personal. It's just different underwriting criteria.
But build a favorable borrow/pay history with them and eventually the vault opens wider.
Don't be dismayed. Be patient.