Showing results for 
Search instead for 
Did you mean: 

BofA Cash Rewards - Application In Review?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
New Visitor

BofA Cash Rewards - Application In Review?

Got the dreaded application in review. 


"Thanks for choosing Bank of America. We're carefully reviewing your application and need to check a few more things. We appreciate your patience.

You can check back at any time to see if there has been an update on the decision. We'll also send you a letter in the mail after we've completed processing your application. If we have any questions, we'll call you."


I've searched the forums, but no thread with anything recent. I called the credit analyst backdoor number and asked if they needed any more information to help with the review, but she said no and they would get back to me in 3-5 business days. Any success stories? Should I call recon or would that only help if my application is denied? Thanks.

Message 1 of 3
Valued Contributor

Re: BofA Cash Rewards - Application In Review?

Just sit tight and wait it out.


If it's verifcation they'll call you or send you a letter.


If you have your reports locked/frozen it could be the issue.  

500K+ TCL / 800+ FCOs
Message 2 of 3

Re: BofA Cash Rewards - Application In Review?

Same scenario with spouse a couple weeks ago.  Stayed in review for ten days, then checked the site and it showed approved.  No SL on site had to wait on the card to arrive which took another 6 or 7 days.  Two days ago I see a missed call and an email to contact them or the card would be declined or cancelled. Called them and all they wanted was a residence address (which was on the original app since they won't take a post office box).  Gave it to them again and they said all was good.


I will mention that over a year ago spouse applied for a Bank Americard after receiving an offer in the mail. The app was submitted and stayed in review for almost four weeks then declined popped up AND somehow and fraud alert showed up onTU regarding BOFA.  We just let it expire and it went away but took about 6 months.


Hopefully yours will be an approval.

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.