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Thanks for the insight and your time. That is good to know. I will Give that some thought. $15k on HD card is quite impressive! I could definitely put that card to use. I spend a pretty heavy monthly amount at HD. I like that the card offers 1 year for returns, and price adjustments up to 30 days If I remember correctly.
Was City legacy included in your BK or was it from City’s retail side?
I wonder if Citi Legacy will let me in, since it was the retail side that I burned.
@Anonymous wrote:Thanks for the insight and your time. That is good to know. I will Give that some thought. $15k on HD card is quite impressive! I could definitely put that card to use. I spend a pretty heavy monthly amount at HD. I like that the card offers 1 year for returns, and price adjustments up to 30 days If I remember correctly.
Was City legacy included in your BK or was it from City’s retail side?
I wonder if Citi Legacy will let me in, since it was the retail side that I burned.
Citi was burned on both sides...retail (HD), and legacy one of their MC's (plat MC I believe...was an older version that I had for awhile pre-BK). All you can do is try, but its usually 3-7 yrs on legacy side to get back in with them.
I just recently got approved for the Citi Premier card with SL $5000 and my Citi/collection is still showing on my report until March from 2011. I had never been pre-qualified on their site until last week and I jumped. I don't know if it is because i'm right at 7 years or because my scores just recently improved to the 680 range. I will say I still get no pre-approvals on the Home Depot site for that card.
I don't see any prequalification link on Home Depot site?
wrote:I don't see any prequalification link on Home Depot site?
I found the link on their website and it says I'm prequalified but '[m not ready to apply. The said they would send me an e-mail and I could apply later but haven't gotten e-mail yet.