CAPITAL ONE CREDIT LIMIT INCREASE

[Drew1980]

It's still confusing AF. First they say 6 months when you apply, then on the website it says "several months". No good asking them either because the reps barely speak English and only read from pre written responses. 

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@AndySoCal wrote:

@Anonymous  Your answer is in the first FAQ in the link below

https://www.capitalone.com/credit-cards/credit-line-increase/ 

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[Anonymalous]

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@Drew1980 wrote:

does anyone know when the 6 month clock starts? Is it from the day you open your account, or when the first statement cuts? I opened my account June 9 2021 and as of today, December 14, it says my account is "too new" 

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New DP: I just got rejected again. Same reason as last month, "account is too new". And I got my card about a month before you did. 7 full statements.

[Drew1980]

Frustrating!! If I see that on January 7 when my 7th statement closes, I'm calling them. That's frustrating too though, because if you ask to speak to a manager, it's also a heavy accented person who has zero power to do anything. 

[tmax2020]

Do not get your hopes up, they are very useless card issuer. I have their card for 2 years with a limit of $1650. I spend like 800-1000 on this card montly, and PIF every months. I requested for a CLI, these suckers only offered $150 which I rejected. Speaking on the phone will not yield any result as they have their targeted customers which you and I may not fit in. They target people that have subprime scores and carry balance so that they charge interest so if you PIF and they are not making any money off you then forget about a CLI. They are my oldest card and that is why I still put up with their nonsense for CLI and wait another 6 months just be offered another $150.

[heavenli]

I had a Cap 1 QS for 3 years before I got a signifigant CLI then BOOM last month a 4k auto CLI...(maybe they realized they were behind)

[Drew1980]

I'm not getting my hopes up. I think it sucks to be bucketed with a quicksilver that has a 0 annual fee. 

[Drew1980]

What were your increase amounts before the big one? 

[OmarGB9]

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@Drew1980 wrote:

What were your increase amounts before the big one? 

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You might want to use the quote feature in the top right (blue button) of the "Reply to message" screen when replying, as it's hard to tell who you're responding to.

[Drew1980]

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@heavenli wrote:

I had a Cap 1 QS for 3 years before I got a signifigant CLI then BOOM last month a 4k auto CLI...(maybe they realized they were behind)

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What were your increase amounts before the big one? 

[Drew1980]

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@Drew1980 wrote:

does anyone know when the 6 month clock starts? Is it from the day you open your account, or when the first statement cuts? I opened my account June 9 2021 and as of today, December 14, it says my account is "too new" 

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Just a quick update... it's been 7.5 months. I requested a CLI online and they offered me a whopping $100 more for a total CLI of $400. I declined. I'd rather wait and see what kind of auto CLI I may get in the future. What a load of 💩!!