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CLI Hard or Soft Pull List

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Anonymous
Not applicable

CLI Hard or Soft Pull List

Do we have a list going of which companies do hard pulls and which companies do soft pulls for CLI? I looked but didnt see anything... If not, what do you guys know? Smiley Happy

Message 1 of 21
20 REPLIES 20
revjamesl
Valued Contributor

Re: CLI Hard or Soft Pull List


@Anonymous wrote:

Do we have a list going of which companies do hard pulls and which companies do soft pulls for CLI? I looked but didnt see anything... If not, what do you guys know? Smiley Happy


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Message 2 of 21
Anonymous
Not applicable

Re: CLI Hard or Soft Pull List

There isn't a list as the only company known for softpulls is Comenity.  99% of the time it is a hard pull for any new application. A list will probably be short-lived as these companies change policies all the time.

Message 3 of 21
Anonymous
Not applicable

Re: CLI Hard or Soft Pull List

Well.... that pretty well covers it. LOL.

Message 4 of 21
Anonymous
Not applicable

Re: CLI Hard or Soft Pull List


@Anonymous wrote:

Well.... that pretty well covers it. LOL.


@Anonymous in mind, the list is for  @Revjamesi.  Depending on your region, your pull for each bureau may vary.

Message 5 of 21
Repairman
Established Contributor

Re: CLI Hard or Soft Pull List


@revjamesl wrote:

@Anonymous wrote:

Do we have a list going of which companies do hard pulls and which companies do soft pulls for CLI? I looked but didnt see anything... If not, what do you guys know? Smiley Happy


original.png


Thanks so much for this chart...but forgive me, what does the last column (freq/d) signify?

Message 6 of 21
Anonymous
Not applicable

Re: CLI Hard or Soft Pull List


@Repairman wrote:

@revjamesl wrote:

@Anonymous wrote:

Do we have a list going of which companies do hard pulls and which companies do soft pulls for CLI? I looked but didnt see anything... If not, what do you guys know? Smiley Happy


original.png


Thanks so much for this chart...but forgive me, what does the last column (freq/d) signify?


I believe it is how long in days you have to wait for an increase request to be successful

 

Message 7 of 21
lg8302ch
Senior Contributor

Re: CLI Hard or Soft Pull List

Nice list... for me US Bank was HP on TU and not EX...so this might be a region thing and YMMV

Message 8 of 21
Anonymous
Not applicable

Re: CLI Hard or Soft Pull List

I will add that the Best Buy card, backed by Citi, is a HP if you request a CLI.

 

The Kohl's card, backed by Capital One, says it could be a HP, but when I requsted a CLI it was only a SP (although I did wait 6 months, so YMMV).

Message 9 of 21
Anonymous
Not applicable

Re: CLI Hard or Soft Pull List

I can attest that best buy is HP, chase and Cap1 both HP for me.

Message 10 of 21
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