No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Do we have a list going of which companies do hard pulls and which companies do soft pulls for CLI? I looked but didnt see anything... If not, what do you guys know? ![]()
@Anonymous wrote:Do we have a list going of which companies do hard pulls and which companies do soft pulls for CLI? I looked but didnt see anything... If not, what do you guys know?
There isn't a list as the only company known for softpulls is Comenity. 99% of the time it is a hard pull for any new application. A list will probably be short-lived as these companies change policies all the time.
Well.... that pretty well covers it. LOL.
@Anonymous wrote:Well.... that pretty well covers it. LOL.
@Anonymous in mind, the list is for @Revjamesi. Depending on your region, your pull for each bureau may vary.
@revjamesl wrote:
@Anonymous wrote:Do we have a list going of which companies do hard pulls and which companies do soft pulls for CLI? I looked but didnt see anything... If not, what do you guys know?
Thanks so much for this chart...but forgive me, what does the last column (freq/d) signify?
@Repairman wrote:
@revjamesl wrote:
@Anonymous wrote:Do we have a list going of which companies do hard pulls and which companies do soft pulls for CLI? I looked but didnt see anything... If not, what do you guys know?
Thanks so much for this chart...but forgive me, what does the last column (freq/d) signify?
I believe it is how long in days you have to wait for an increase request to be successful
Nice list... for me US Bank was HP on TU and not EX...so this might be a region thing and YMMV
I will add that the Best Buy card, backed by Citi, is a HP if you request a CLI.
The Kohl's card, backed by Capital One, says it could be a HP, but when I requsted a CLI it was only a SP (although I did wait 6 months, so YMMV).
I can attest that best buy is HP, chase and Cap1 both HP for me.