I have an Amex Optima card and a bit ago was doing a chat with Amex and asked for a CLI. The unusual part for me is that I was asked how much I wanted to request. I went conservative and said $500. He also told me that I have to wait for 6 months before requesting again. I was approved instantly for the $500 but is it worth calling and talking to the credit team to see if they would do more or just be content?
my scores today are TU - 686 EX - 683 EQ 643
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@RM21 wrote:
To me, because it's another 6 months until the next one, I don't see the harm in trying that. As long as it is not a HP. The worst they say is no, and at least you'll have a clear mind in knowing nothing was left on the table.
That is what I was thinking. Tonight was a SP so I'll give a call tomorrow and just see what they say