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CSP 100K offer...Y/N

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Anonymous
Not applicable

CSP 100K offer...Y/N

Received the newest "pre-selected" CSP offer in the mail last week.  The revamp seems decent, but wanted the expertise here to weigh in on whether it would make sense applying.  My scenario.

  • 770 Equifax
  • 762 Experian
  • 7% utilization
  • $45K CL on Amex BCP
  • NPSL on Amex Platinum
  • $15K CL on Nordstrom Visa Sig
  • $12K CL on Apple MC
  • $20K CL on Disco
  • $11K CL on Cap1 Quicksilver
  • $14K CL on a BB&T Visa Sig

Questions are, 1.) would this card have any benefit in my situation?; 2.) what sort of CL should I anticipate?

 

Appreciate any insight(s).

Message 1 of 9
8 REPLIES 8
SouthJamaica
Mega Contributor

Re: CSP 100K offer...Y/N


@Anonymous wrote:

Received the newest "pre-selected" CSP offer in the mail last week.  The revamp seems decent, but wanted the expertise here to weigh in on whether it would make sense applying.  My scenario.

  • 770 Equifax
  • 762 Experian
  • 7% utilization
  • $45K CL on Amex BCP
  • NPSL on Amex Platinum
  • $15K CL on Nordstrom Visa Sig
  • $12K CL on Apple MC
  • $20K CL on Disco
  • $11K CL on Cap1 Quicksilver
  • $14K CL on a BB&T Visa Sig

Questions are, 1.) would this card have any benefit in my situation?; 2.) what sort of CL should I anticipate?

 

Appreciate any insight(s).


I think it's a great acquisition, especially if you can use the Chase travel partners. 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 2 of 9
MrDisco99
Valued Contributor

Re: CSP 100K offer...Y/N

You sure it's still available?  I thought I heard 10/6 was the last day for the 100K offer.

 

Message 3 of 9
Jlu
Established Contributor

Re: CSP 100K offer...Y/N

Yeah man that offer is gonzo, sorry you missed it

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 4 of 9
Anonymous
Not applicable

Re: CSP 100K offer...Y/N

Yeah, my mailer has an apply by date of 15 Nov. 2021.

Message 5 of 9
MrDisco99
Valued Contributor

Re: CSP 100K offer...Y/N

You may still be good with a targeted offer.  I'd check the terms on the application page and make sure.

Message 6 of 9
Anonymous
Not applicable

Re: CSP 100K offer...Y/N

Read all the fine print and just says I need to use my invitation number by 15 Nov. 2021.

 

Any idea what sort of CL Chase typically gives someone in my situation? 

Message 7 of 9
Anonymous
Not applicable

Re: CSP 100K offer...Y/N

Bit the bullet...CL of $21.5K...and the 100K offer was still valid.  Appreciate all replies.

Message 8 of 9
Remedios
Credit Mentor

Re: CSP 100K offer...Y/N

Congrats on your new card.

Feel free to start an approval thread if you wish to do so. 

Message 9 of 9
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