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CSP Approval chances

Regular Contributor

CSP Approval chances

Do you think I have a chance?

710 Fico 8 with three cards
NFCU Amex - 5,300
Quicksilver one, Capital one - 1,300
BoA - 17,000

AoYa - 14 months
AAOA - 3 years 6 months

Two charge off accounts from 2015 (settled in 2017)
Current Open: NFCU AMEX $6,800 CL | Chase Freedom $3,800 CL | QS1 $1,300 CL | BankAmericard $24,000 CL (AU) | NFCU SSL $3,000 |
FICO 8 EXP, EQ, TU: 675-715 (depending on Utl.) | AAoA 3 Years 3 Months | AoYA 0 Months

Closed: American Honda Finance Installment $16,000 paid satisfactorily | Capital One Secured $700 paid satisfactorily | Wells Fargo credit card $3,000 paid charge off settled less than full amount (badie 2015) | Bank of America credit card $1,000 paid charge off settled less than full amount (badie 2015)
Message 1 of 3
2 REPLIES 2
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Moderator

Re: CSP Approval chances


@CreditSage wrote:
Do you think I have a chance?

710 Fico 8 with three cards
NFCU Amex - 5,300
Quicksilver one, Capital one - 1,300
BoA - 17,000

AoYa - 14 months
AAOA - 3 years 6 months

Two charge off accounts from 2015 (settled in 2017)

There is really no way to tell. If you're under 5/24, maybe, but those charge offs were settled relatively recently, so I would wait longer, unless you're willing to take a HP or two and find out. 

Have you ever burned Chase or any other banks they ingested  along the way? 

 

Message 2 of 3
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Valued Contributor

Re: CSP Approval chances

Check either their main site or chase credit journey for prequalified offers.

If a bank is anywhere near by head in and ask
April 2020
Experian Fico 8. 703
Transunion Fico 8. 711
Equifax Fico 8. 717

Capital one QS. $700
.
Capital one QS1. $2250
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

All cards opened between Oct 2018. - March 2020

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