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CSP Approval chances

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Regular Contributor

CSP Approval chances

Do you think I have a chance?

710 Fico 8 with three cards
NFCU Amex - 5,300
Quicksilver one, Capital one - 1,300
BoA - 17,000

AoYa - 14 months
AAOA - 3 years 6 months

Two charge off accounts from 2015 (settled in 2017)
Current Open: NFCU AMEX $6,800 CL | Chase Freedom $3,800 CL | QS1 $1,300 CL | BankAmericard $24,000 CL (AU) | NFCU SSL $3,000 |
FICO 8 EXP, EQ, TU: 675-715 (depending on Utl.) | AAoA 3 Years 3 Months | AoYA 0 Months

Closed: American Honda Finance Installment $16,000 paid satisfactorily | Capital One Secured $700 paid satisfactorily | Wells Fargo credit card $3,000 paid charge off settled less than full amount (badie 2015) | Bank of America credit card $1,000 paid charge off settled less than full amount (badie 2015)
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Community Leader
Mega Contributor

Re: CSP Approval chances


@CreditSage wrote:
Do you think I have a chance?

710 Fico 8 with three cards
NFCU Amex - 5,300
Quicksilver one, Capital one - 1,300
BoA - 17,000

AoYa - 14 months
AAOA - 3 years 6 months

Two charge off accounts from 2015 (settled in 2017)

There is really no way to tell. If you're under 5/24, maybe, but those charge offs were settled relatively recently, so I would wait longer, unless you're willing to take a HP or two and find out. 

Have you ever burned Chase or any other banks they ingested  along the way? 

 

EX 754 EQ 774 TU 752


Message 2 of 3
Frequent Contributor

Re: CSP Approval chances

Check either their main site or chase credit journey for prequalified offers.

If a bank is anywhere near by head in and ask
7/2019 Ex 08 670 TU 08 686, EQ 08 692. And climbing...

Cap 1 QS $500, Cap 1 QS1 $750, Discover $9500.
Message 3 of 3
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