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CSP app

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Anonymous
Not applicable
‎03-14-2015 12:27 AM
‎03-14-2015 12:27 AM

CSP app

Apped for this card today, says 7-10 business days.... Guessing it means denied. Called the automated app status number and it says being reviewed as well. Any thoughts, will definitely call recon in the morning. Night everyone!
Message 1 of 9
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8 REPLIES 8
Aarvard
Established Contributor
‎03-14-2015 12:50 AM
‎03-14-2015 12:50 AM

Re: CSP app

@Anonymous wrote:
Apped for this card today, says 7-10 business days.... Guessing it means denied. Called the automated app status number and it says being reviewed as well. Any thoughts, will definitely call recon in the morning. Night everyone!

Good luck!

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 2 of 9
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ecxpa
Valued Contributor
‎03-14-2015 02:43 AM
‎03-14-2015 02:43 AM

Re: CSP app

There's still some hope......a recon might get it for you.

Message 3 of 9
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chalupaman
Super Contributor
‎03-14-2015 04:57 AM
‎03-14-2015 04:57 AM

Re: CSP app

@Anonymous wrote:
Apped for this card today, says 7-10 business days.... Guessing it means denied. Called the automated app status number and it says being reviewed as well. Any thoughts, will definitely call recon in the morning. Night everyone!

Maybe it might be in verification somehow. I got a different message than you did though and mine wasn't instant approval either. It just told me to call them at this number.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 4 of 9
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Anonymous
Not applicable
‎03-14-2015 07:03 AM
‎03-14-2015 07:03 AM

Re: CSP app

DENIED; only reason he could give was that my income wasn't high enough to warrant a 5,000 cl! Can I try for a freedom would it be the same pull?

 

Message 5 of 9
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NRB525
Super Contributor
‎03-14-2015 07:22 AM
‎03-14-2015 07:22 AM

Re: CSP app

Which CC do you have already? Limits? Age?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 9
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Skye12329
Valued Contributor
‎03-14-2015 07:42 AM
‎03-14-2015 07:42 AM

Re: CSP app

You could try for the freedom. But it would be another HP. Some have reported that they have only gotten 1 pull for 2 cards. But Chase is pretty HP happy.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 12000 (6/23)
Sam's Club - 2500 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Message 7 of 9
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chalupaman
Super Contributor
‎03-14-2015 08:11 AM
‎03-14-2015 08:11 AM

Re: CSP app

@Anonymous wrote:

DENIED; only reason he could give was that my income wasn't high enough to warrant a 5,000 cl! Can I try for a freedom would it be the same pull?

 

what income did you put on the application? what are your other stats like credit history, FICOs, etc?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 9
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chalupaman
Super Contributor
‎03-14-2015 08:12 AM
‎03-14-2015 08:12 AM

Re: CSP app

@Skye12329 wrote:
You could try for the freedom. But it would be another HP. Some have reported that they have only gotten 1 pull for 2 cards. But Chase is pretty HP happy.

If he does it in the same day and it's not for one of the business cards, it will be on the same HP. I've done it many times.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 9 of 9
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