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CSP application cancelled - venting

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Anonymous
Not applicable

CSP application cancelled - venting

After a week and a half of not getting any sort of update from Chase, I called this morning to cancel the application for CSP.

 

Applied 4/15, called recon and they needed to verify ID and address. I faxed it in within 15mins.  Called in to check status every few days but no updates, just the typical 7-14 business days.  Even went into a Chase branch to have their reps verify ID and such, but to no avail, they could not do anything since I do not have an account with them.

 

Called in again today, they received the fax sometime last week but have not processed it.  I gave up and cancelled the application.

 

Our of the 6 applications I applied since 4/15, Chase is the last one that has not given me any updates.

 

Approved for Amex Delta Gold, Citi Premier and Prestige, Cap1 Venture and Discover.

 

Chase, what gives? 

Message 1 of 10
9 REPLIES 9
CreditMagic7
Mega Contributor

Re: CSP application cancelled - venting

 
Message 2 of 10
youngandcreditwrthy
Senior Contributor

Re: CSP application cancelled - venting

They can likely see that you opened all of those other accounts and are taking their time on purpose. That's how banks work 😭

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 10
Anonymous
Not applicable

Re: CSP application cancelled - venting

 


@youngandcreditwrthy wrote:

They can likely see that you opened all of those other accounts and are taking their time on purpose. That's how banks work 😭


CSP was my first CC application in almost 2yrs. 

Message 4 of 10
Anonymous
Not applicable

Re: CSP application cancelled - venting

With Chase, it is patience.  Sometimes, their app. review takes 30 days maximum...

Message 5 of 10
Anonymous
Not applicable

Re: CSP application cancelled - venting


@Anonymous wrote:

With Chase, it is patience.  Sometimes, their app. review takes 30 days maximum...


I will probably try again in about a year.

 

Thought about it and CSP might not pair up well vs. Citi Premier/Prestige combo I'll be using mainly.

 

Could be tough to spend $4k in the next 3 months on top of the Premier/Prestige/Delta/Venture min spend to get reward points.

Message 6 of 10
joedtx
Valued Contributor

Re: CSP application cancelled - venting


@Anonymous wrote:

With Chase, it is patience.  Sometimes, their app. review takes 30 days maximum...


+1 Good point.

Message 7 of 10
Anonymous
Not applicable

Re: CSP application cancelled - venting

Why would you cancel it and waste a HP?  Patience is virtue.

Message 8 of 10
Anonymous
Not applicable

Re: CSP application cancelled - venting

Getting 5 cards is probably enough for now.

 

I might not meet the $4k min for the CSP to get the reward so it's probably better to wait it out.

 

$3k Premier

$3k Prestige

$1k Amex Delta Gold

$3k Venture

nothing for Discover

 

all in the next 3 months.

 

Message 9 of 10
bigbang91
Established Contributor

Re: CSP application cancelled - venting


@Anonymous wrote:

Getting 5 cards is probably enough for now.

 

I might not meet the $4k min for the CSP to get the reward so it's probably better to wait it out.

 

$3k Premier

$3k Prestige

$1k Amex Delta Gold

$3k Venture

nothing for Discover

 

all in the next 3 months.

 


Why did you app for 2 cards with almost same bonus categories, for sign up bonus? 

Message 10 of 10
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