California credit union

[Creditaddict]

Decided to apply since no one said any info so let me share

I applied for credit card

eq pull

no open delinquencies and nothing not showing settled for 2 years or NO GO!

they did catch a usaa account that I didn't realize was still reporting balance so I'll work on that tomorrow but way to concervitive for me to move all my stuff to from chase :/

[M_Smart007]

Sorry for your denial

[Matt9543]

I used to have this credit union, before the merger. I was with the San Diego side of it. I know as soon as the merger went through, I asked a banker and they said that if you have below a 650, they basically won't even look at the application. I decided at the time too not even bother applying for credit with them. Moved my finances over to Navy Federal as they have better rates and better customer service.

[AllZero]

That's unfortunate. Thank you for sharing the data points.