I've had my CSP for 4 years in August. When I first got it I was going to get the SUB--but was already in about $14K of CC debt and didn't want it to go higher--so I let it (the SUB) get away. I don't use the one I currently have much and am thinking of closing it and reapplying for it possibly in late July when I would be 4/24 again--or 3/24 if I don't get anything else before that. Can you re-app and be eligible for the SUB the second time? Or is it like AMEX--one SUB per card per lifetime?
@Credit-hoarder wrote:I've had my CSP for 4 years in August. When I first got it I was going to get the SUB--but was already in about $14K of CC debt and didn't want it to go higher--so I let it (the SUB) get away. I don't use the one I currently have much and am thinking of closing it and reapplying for it possibly in late July when I would be 4/24 again--or 3/24 if I don't get anything else before that. Can you re-app and be eligible for the SUB the second time? Or is it like AMEX--one SUB per card per lifetime?
If you cancelled, it’s possible you could get it.
The terms say not available to current Sapphire customers... Then says not available to previous Sapphire customers who received a SUB in past 48 months.
@blindambition: That's what I was hoping to hear. Good to know--Thanks.
@Zolomon: No I wouldn't want to downgrade. I have enough 1.5% and 2% cash back cards already.