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@_NERD wrote:I was in the same place myself last year once the denials for too many inq's started coming in. Amex, Discover, Citi, Best Buy, even Credit One gave me the finger after I had opened 6 revolving TLs + an auto loan.
I had been watering my accounts in the Garden from last June/July until this morning. The last 10 months flew by, and my credit reports have been carpet bombed by all the green OK payment markers. That's called letting your account's grow and get established. I could only establish 12k in revolving credit limits by the time the denials started last year, and I thought that was a lot. In the last two weeks, I had gotten 3100 CLI to 4k on my Walmart store card, 1800 increase on my jewelry accounts. Today DW and I added 22,750 in new credit lines between Amex, Marvel, and BofA CLI. 10k was my Amex SL - I was denied last June for the very same card.
The Garden made all this possible. There's a lawn chair in the Garden with your name on it.
sorry but I'm here for the laughs
@ OP congrats....now stroll on to the garden before those DENIALS start rolling in 
DoroLucky: yeah laugh it up (= hey how did you change your avatar? I'm trying to change my avatar to a custom one.
@Anonymous wrote:Thanks everyone! I was all headed to the garden until mr. Crack up here got me all excited LOL. My utilization is shockingly listed at 87% right now but not accurate in real time, it's about 34% currently. New to monitoring my credit and all that so not sure when that will update. I do have the Barclay Rewards Master (the apple one) which I just paid off my MacBook. It was their email randomly increasing my credit line to 4500 (was 2k) which stirred all this up. Maybe I should do the Amazon one, I do love me some Amazon! And was also looking into one with 5% cash back rewards with categories but the rotating ones seem to be getting worse category wise. ETA: My inquiries were 3 before today
Amen to the Amazon love. I don't have a card, really don't need one but I order from them every day.
@Anonymous wrote:Thanks again everyone...couldn't resist the temptation on the Discover It and got my foot in the door...promptly off to the garden I go (and I swear one day I'll figure out how to quote others posts LOL)
Congrats on the approval!
What were your scores at the time you app'd for Disco? Congratulations.