@Jnbmom wrote:
@debt2debit wrote:May I ask what CC you reccomend above their low-tiered cards (I have Quicksilver & the Walmart MC). If you happen to know...
Or you can go with a different lender? Not sure why you want more cards with CO, there are others banks out there..........................
@Jnbmom I wondered the same but figured maybe they had reasons...
@debt2debit if you're open to other lenders feel free to provide details about your main spend categories and members can suggest some great options for you 
@shadanat wrote:I had the same issue. After not getting an increase on my bucketed $500 Cap One Quicksilver, I applied for the SavorOne. They gave me a starting limit of $3000. I have my HBO Max subscription going to the card. They only reason I'm keeping it open is to see if they will increase the limit in a couple of months.
Hi and thanks for the info! Did they make you close your Quicksilver before letting you app for the Savor? I have 2 cards with Cap 1 already (besides retail cards), the Walmart MC and Quicksilver.
Also can you tell me what your score was when you were approved for the Savor?
@debt2debit wrote:
@shadanat wrote:I had the same issue. After not getting an increase on my bucketed $500 Cap One Quicksilver, I applied for the SavorOne. They gave me a starting limit of $3000. I have my HBO Max subscription going to the card. They only reason I'm keeping it open is to see if they will increase the limit in a couple of months.
Hi and thanks for the info! Did they make you close your Quicksilver before letting you app for the Savor? I have 2 cards with Cap 1 already (besides retail cards), the Walmart MC and Quicksilver.
Also can you tell me what your score was when you were approved for the Savor?
The rule of 2 only applies when applying for their sub-prime cards: Secured, Platinum, QS1, and Journey. They have a rule of 5 when applying for their prime cards: Venture, Savor, QS, V1, and S1.
I have two Cap One cards, one a subprime QS1 and the other is a QS. I'm assuming I'll no longer be restricted to two cards since I'd only apply for prime cars now. I started with two Platinum cards with 300 limit each in 2017. Got them to change one to a QS at some point. I didn't realize the difference between QS and QS1 until researching on this forum earlier this year. Recently they auto increased my QS from 1k to 4K CL but left the QS1 at $1450. It's been there for 3 years.
I probably won't apply for another Cap One card anyway. Waiting until completion of a mortgage loan then will look for other cards with good cash back options.
