Cap 1 info (some might already know)

[Anonymous]

Found out that cap1 will deny all apps that come in within six months of processing a new account/ card/app no matter what
. I was told this my a rep said it does no good to apply if it’s been less then 6 months since opening a account etc

[Shooting-For-800]

Correct.

6 months between CLIs also.

[pinkandgrey]

Yep. The good news is that they don’t HP you if you’re within the 6 months. 

[ZackAttack]

---

@Anonymous wrote:
Found out that cap1 will deny all apps that come in within six months of processing a new account/ card/app no matter what
. I was told this my a rep said it does no good to apply if it’s been less then 6 months since opening a account etc

---

If that was true, I'm sure they would have listed it on my recent denial letter. But they didn't. They gave me their denial because of my income and nothing else.

[Anonymous]

I've heard that but they approved me for 2 of their cards (QS) 3 months apart

[mikesonthemend]

I was approved for a CAP1 Plat and QS1 within 6 months. The QS1 was a pre-approved email offer.

[Anonymous]

Starter cards don’t have the same requirements. They’ll give you a starter card even if you don’t meet their UW for their other cards unless you already have two of them or don’t meet their requirements for those cards either. 

Cap has become very strict with their prime cards. They can be harder to get than Chase cards these days.