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Cap One - Permanent Blacklist???

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Brian_Earl_Spilner
Credit Mentor

Re: Cap One - Permanent Blacklist???


@Hopelives2 wrote:

I'm not looking to reinstate the closed card.

 

Was wondering why I got no new card apps from them and any time I do click that "what do I qualify for" it comes back with nothing

 

The card was never late and I paid off the card in full, even after they reduced my limit to zero.  They only "closed" the card after I paid it off in full.


I wasn't talking about reinstating a card, I meant as a customer. There are posts here about people having their cards closed and unable to get back in with Cap1 afterwards because of a bounced payment or two. Even people that had proof it was a bank error have difficulty. Amex is similar in that once you bounce a payment, all growth stops. They may not close your cards, but you're pretty much dead in the water for a while.

    
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