Cap one mailer

[ahleahsis]

I received a mailer today for the Quicksilver card with 0% APR for 8 months with a 26.99% APR after. Funny thing is that I've been using the pre-approval website since May and every single time I get the same two products, Quicksilver secured and Platinum secured. My only other Cap1 credit card is the Walmart MC that just turned 1 year old. Anyone else encountered this? The only other CAP1 cc I really want is the SavorOne which is why I've been checking pre-approvals.

[Mdowning30]

It should be a solid offer, sounds like the same one my DW got and her scores are under 600. She has the 0% for 8 months and a $1000 SL.

[CYBERSAM]

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@ahleahsis wrote:

I received a mailer today for the Quicksilver card with 0% APR for 8 months with a 26.99% APR after. Funny thing is that I've been using the pre-approval website since May and every single time I get the same two products, Quicksilver secured and Platinum secured. My only other Cap1 credit card is the Walmart MC that just turned 1 year old. Anyone else encountered this? The only other CAP1 cc I really want is the SavorOne which is why I've been checking pre-approvals.

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@ahleahsis  You may qualify for SavorOne! What is your score?

[ahleahsis]

685 with two paid charge offs from 2017.

[7774x]

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@ahleahsis wrote:

I received a mailer today for the Quicksilver card with 0% APR for 8 months with a 26.99% APR after. Funny thing is that I've been using the pre-approval website since May and every single time I get the same two products, Quicksilver secured and Platinum secured. My only other Cap1 credit card is the Walmart MC that just turned 1 year old. Anyone else encountered this? The only other CAP1 cc I really want is the SavorOne which is why I've been checking pre-approvals.

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I have been QS offers  for 18 months zero interest.... hold out for better

[SouthJamaica]

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@ahleahsis wrote:

I received a mailer today for the Quicksilver card with 0% APR for 8 months with a 26.99% APR after. Funny thing is that I've been using the pre-approval website since May and every single time I get the same two products, Quicksilver secured and Platinum secured. My only other Cap1 credit card is the Walmart MC that just turned 1 year old. Anyone else encountered this? The only other CAP1 cc I really want is the SavorOne which is why I've been checking pre-approvals.

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Since the SavorOne is the only Capital One card you want, I don't think you should spend an application and up to 3 HP's on a Quicksilver.

[Trini88]

Got the same mailer which confused me because I already have a Quicksilver from them.

[Anonymalous]

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@ahleahsis wrote:

I received a mailer today for the Quicksilver card with 0% APR for 8 months with a 26.99% APR after. Funny thing is that I've been using the pre-approval website since May and every single time I get the same two products, Quicksilver secured and Platinum secured. My only other Cap1 credit card is the Walmart MC that just turned 1 year old. Anyone else encountered this? The only other CAP1 cc I really want is the SavorOne which is why I've been checking pre-approvals.

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The public offer for the QS is currently 15 months at 0% APR, which means you got a custom offer designed for your profile. I and a couple other posters have seen similar custom offers for the Savor One, where we got an offer with SUBs and APRs that were better than the "for good credit" version, but not as good as the regular version. (I have high scores, but only about 18 months of credit history.)

Give it some time, you might get something similar for the Savor One.