@UncleB wrote:
@Anonymous wrote:
It maybe UncleB. The problem with Capital One and my argument with them was, there were no clear policies or restrictions to recently graduated secured card accounts. Prior to requesting I had called twice to confirm if the recent graduation on my account would make me ineligible to request for a CLI and the agents whom I had spoken to and chatted with both said no. It does not affect my eligibility. I am waiting for someone from the Executive resolutions dept. to contact me about the concern I raised with one of the managers about it. If something good comes out of it, I'll make sure to report back.
I agree that they really should be more clear with their policies; hopefully you'll have success with the EO.
The point I was making is that it's inaccurate to conflate a PC with an upgrade from secured to unsecured, since they aren't treated the same when it comes to CLIs.
I didn't ask to graduate - they graduated me. If their decision to graduate me makes me inelligible for a CLI then their card will grow old and grey in my sock drawer as I can only use it to the extent of $47.61 which makes it pretty useless beyond a tank of gas, assuming I keep my Util at 9% or less. I figure it will take at least a $5,000 CL to get their card ou of my sock drawer, giving me use of $450.00 from the card. Below that it's just an ornament on a Christmas Tree.
