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I requested to be screened out of offers from the 3 credit bureaus back in 2018, mostly due to junk mail I was receiving for credit cards. I’ve done recent pre-quals with with Amex, Chase, Discover, Citi and other company that have the SP quals, with no issues. Ive had my Cap 1 card since 2015, but they are the only company that states I dont qualify for any offers.
I did the same back in Nov of 2018 and I can't get Pre-qual with ANYONE ... so be glad you got in with Amex, Chance, Discover and Citi ... LOL
Cap One’s prequals can be weird. I’ve heard of people having no prequal offers and then getting huge SLs on Savor or Venture etc
@pinkandgrey wrote:Cap One’s prequals can be weird. I’ve heard of people having no prequal offers and then getting huge SLs on Savor or Venture etc
Yeah well been a slow 4 years getting up to $4500 and upgrades into the Venture One with bucket terms, trying to get into the $8k+ CLI with them...before I start applying for the cards I really want
I've had checking and savings with Cap 1 since they took over for ING (so 360 accounts), and yeah, I never prequalify for any of their card (though I get junk mail from them). In fact, I also don't prequal for Cap1 Auto, either, which was kind of annoying.
Yes it does.
@Anonymous wrote:Yes it does.
Yeah, I thought the same, but OP said he got prequals from other sites?
@pinkandgrey wrote:
@Anonymous wrote:Yes it does.
Yeah, I thought the same, but OP said he got prequals from other sites?
When you’re opted out you’re not supposed to be able to get prequalified offers if it involves a SP on your credit report to obtain the offer unless you have an existing relationship with the creditor, which gives them a loophole, but Capital One clearly states on their prequal page that they honor opting out.
@Anonymous wrote:Yes it does.
Not True like my posts Ive pre-qualed for other cards Just did it again and was able to see them online. Here is Discover with a SP