Capital One 6 Months?

Jerry45 · ‎06-01-2016

In the upcoming week, I will be hitting the 6 month and statement date on my Venture One at Cap1.

Is it common to get a Auto CLI at this point, or is the Luv Button required? and is that still a SP? Thanks All

MauiMan85297 · ‎06-01-2016

I'm past 6 months and no auto CLI, I have applied twice in last few months with nothing, yet they give my other card 2k increase by asking on an account only 2 months old- go figure

Anonymous · ‎06-01-2016

Didn't get a 6 month increase myself because not enough usage. As I have the BCP, its my favorite card right now, so I understand their logic.

SunriseEarth · ‎06-01-2016

@Jerry45 wrote:
In the upcoming week, I will be hitting the 6 month and statement date on my Venture One at Cap1.

Is it common to get a Auto CLI at this point, or is the Luv Button required? and is that still a SP? Thanks All

It's SP, so you may as well try the LUV button. It is driven by calendar date, and will sometimes work a day or two early.

thummel · ‎06-01-2016

Me and my father just hit 6 months for our ventures. I hit the button on mine and his and both got denied. Was more suprised for my dad because he runs up to his 30K limit and almost always Pays in full. Oh well I guess. Mine got denied for not enough usage which was expected because I haven't used mine a ton lately.

RonM21 · ‎06-01-2016

Maybe wait until some time after the 6 months if nothing happens, then try the luv button, since it will be soft pull as Sunrise suggested.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Jerry45 · ‎06-02-2016

@SunriseEarth wrote:
@Jerry45 wrote:
In the upcoming week, I will be hitting the 6 month and statement date on my Venture One at Cap1.

Is it common to get a Auto CLI at this point, or is the Luv Button required? and is that still a SP? Thanks All
It's SP, so you may as well try the LUV button. It is driven by calendar date, and will sometimes work a day or two early.

Thanks Sunrise, thanks everyone. I will try early next week at 6 month mark, and let everybody know how it goes.

Jerry45 · ‎06-04-2016

@Jerry45 wrote:
@SunriseEarth wrote:
@Jerry45 wrote:
In the upcoming week, I will be hitting the 6 month and statement date on my Venture One at Cap1.

Is it common to get a Auto CLI at this point, or is the Luv Button required? and is that still a SP? Thanks All
It's SP, so you may as well try the LUV button. It is driven by calendar date, and will sometimes work a day or two early.
Thanks Sunrise, thanks everyone. I will try early next week at 6 month mark, and let everybody know how it goes.

My 6th statement just cut, and no auto CLI. Oh well, will hit luv button in a few days, to coincide with the 6 month mark

Nova5041 · ‎06-04-2016

Yeah most people hit the luv button, I did have it happen where I hit the luv button and was under manual review at the same time, but it only happen once. Usually it will be u first to ask for a cli before you receive an auto increase.