cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One CLI Denied

tag
Traveler101
Established Contributor

Re: Capital One CLI Denied

Sorry to hear. Better luck to you in 6 months. 

Message 11 of 15
nytokyobred79
Valued Contributor

Re: Capital One CLI Denied


@CorpCrMgr1 wrote:

@youngandcreditwrthy  Correct! I should add that neither Cap1 cards get a lot of use. I use to request a CLI now and then, but gave up since I have better CC. I was reading in the Forums of CL transfers. Having never done it, I gave it a try a couple of weeks ago. Had to keep $500 on the non bucket Card2. Thus, to Cap1 I just had a "CLI" and now would have to wait six months for another. I know it's ridiculous.


That just seems so absurd. I can't recall but I do remember seeing that as a reason for cli denial from another institution( might be a smaller bank/CU- can't recall). But I would think Cap1 wouldn't use that reasoning. I'd try again in a month or two just to see if that reason code goes away. It's truly YMMV with them and if the algorithm is feeling friendly, it has approved cli's under the 6 month window. No harm, no foul pressing their cli button. I try every month for science 🤨

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 12 of 15
FicoMike0
New Contributor

Re: Capital One CLI Denied

I've found Capone rigid on the six months and stingy on top of it. I guess I don't care, I seldom use their card.

Message 13 of 15
CorpCrMgr1
Established Contributor

Re: Capital One CLI Denied

@nytokyobred79  I just might. Thank you for the advice!

Message 14 of 15
nytokyobred79
Valued Contributor

Re: Capital One CLI Denied


@CorpCrMgr1 wrote:

@nytokyobred79  I just might. Thank you for the advice!


For dp's, I got my Venture Rewards card in July 2022. I was able to somehow squeeze 1K in Sept 2022, then another 4K in Dec 2022. And after that I was able to get 4 more cli's at 1.5, 1K, 1K, 1K at roughly 3 month intervals with the last one this Jan. I put somewhat decent spend the quarter that I got 4K. Otherwise, it's been about 50-100 a month on recurring charges. All were self requested cli's. I really don't know how their algorithm works but I can say that it's possible to get cli's sooner but YMMV. I'm coming up on another quarter and will attempt again this month. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.