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Capital One CLI Request - 2-3 business day message

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glamchick
Established Contributor

Capital One CLI Request - 2-3 business day message

My 2nd statement just cut yesterday.  I've been charging up the card and PIF each month.  there was 25% uti when I applied.   I received this message:

 

You'll receive a document in the Online Document Center with the outcome of our review in approximately 2-3 business days.

 

I believe I read in here it could be denial or approval.   I currently have a $1000 SL and I my monthly credit card usage of $3000 on the CLI application

 

Wish me luck Smiley Happy   I will come back with the outcome.

 

 

Gardening since 5/3/2016
Message 1 of 12
11 REPLIES 11
Creditaddict
Legendary Contributor

Re: Capital One CLI Request - 2-3 business day message

95% if its not instant it's declined.

Wait until next statement and try again. and repeat until they approve one then reset clock for 6 months

Message 2 of 12
CreditMagic7
Mega Contributor

Re: Capital One CLI Request - 2-3 business day message


@Creditaddict wrote:

95% if its not instant it's declined.

Wait until next statement and try again. and repeat until they approve one then reset clock for 6 months


+1 Smiley Sad

Experienced the same only last week. Try try again another time.

Message 3 of 12
Anonymous
Not applicable

Re: Capital One CLI Request - 2-3 business day message

First cap ones are usually good to go after 3rd statement. Then every 6 statements.

Message 4 of 12
Anonymous
Not applicable

Re: Capital One CLI Request - 2-3 business day message

With cap1 2-3 day is a decline with discover 2day is 50/50 in my experiences 

Message 5 of 12
Anonymous
Not applicable

Re: Capital One CLI Request - 2-3 business day message


@Creditaddict wrote:

95% if its not instant it's declined.

Wait until next statement and try again. and repeat until they approve one then reset clock for 6 months


 

99.9% for ME Smiley Mad

Message 6 of 12
GetMeSlick
Established Contributor

Re: Capital One CLI Request - 2-3 business day message


@Anonymous wrote:

@Creditaddict wrote:

95% if its not instant it's declined.

Wait until next statement and try again. and repeat until they approve one then reset clock for 6 months


 

99.9% for ME Smiley Mad


lol.. 100% for me . 2-3 days message is always decline.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


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Gardening since Mar/2024
Message 7 of 12
RonM21
Valued Contributor

Re: Capital One CLI Request - 2-3 business day message

Putting that kind of spend on it should eventually get you an increase, and maybe a decent one too.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 12
Anonymous
Not applicable

Re: Capital One CLI Request - 2-3 business day message

That message has always meant a denial for me. 

Message 9 of 12
glamchick
Established Contributor

Re: Capital One CLI Request - 2-3 business day message

I received this message today  "Your Capital One account is too new",  which makes me feel a little better.  I will try again after the third statement cuts.

 

Thanks for your responses!

Gardening since 5/3/2016
Message 10 of 12
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