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Capital One CLI every 180 days per card or across all cap one cards?

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rhapsody1
Member

Capital One CLI every 180 days per card or across all cap one cards?

I have more than one Capital One card.

Is the 180 day guidance between CLI's per card or across all cards with Cap One? 

Anotherwords, if i got a CLI before on one card, do i need to wait a full 180 days before i ask for a CLI on a different cap one card?

 

 

thanks as always for your insight!

Message 1 of 6
5 REPLIES 5
OmarGB9
Community Leader
Super Contributor

Re: Capital One CLI every 180 days per card or across all cap one cards?

Per individual card. Not across all cards like Amex.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 6
rhapsody1
Member

Re: Capital One CLI every 180 days per card or across all cap one cards?

thank you!

Message 3 of 6
Jeffster1
Valued Contributor

Re: Capital One CLI every 180 days per card or across all cap one cards?

For most of us, a CLI from Cap One would be akin to seeing the Loch Ness Monster. My QS is semi-permanently sockdrawered and my Walmart is relegated to being my AZEO balance card. 

Congrats to you! 

 

 

 

 

FICO 8 (3/1/24) EX 805 EQ 824 TU 844
FICO 9 (2/17/24) EX 821 EQ 778TU 850
I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 4K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I
Message 4 of 6
SUPERSQUID
Valued Contributor

Re: Capital One CLI every 180 days per card or across all cap one cards?


@Jeffster1 wrote:

For most of us, a CLI from Cap One would be akin to seeing the Loch Ness Monster. My QS is semi-permanently sockdrawered and my Walmart is relegated to being my AZEO balance card. 

Congrats to you! 

 

 

 

 


I think i will see nessy before my next cap 1 cli,

NESSY THE CAP 1 CLI MASCOTNESSY THE CAP 1 CLI MASCOT

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 5 of 6
Jeffster1
Valued Contributor

Re: Capital One CLI every 180 days per card or across all cap one cards?


@SUPERSQUID wrote:

@Jeffster1 wrote:

For most of us, a CLI from Cap One would be akin to seeing the Loch Ness Monster. My QS is semi-permanently sockdrawered and my Walmart is relegated to being my AZEO balance card. 

Congrats to you! 

 

 

 

 


I think i will see nessy before my next cap 1 cli,

NESSY THE CAP 1 CLI MASCOTNESSY THE CAP 1 CLI MASCOT


LOL Same here. Too bad my patience doesn't exceed my attention span. I'm done with Cap One. In the words of the great Dr. Iris Puffybush, "Why fight it?"

 

E0D9583D-6561-4A05-8AAD-DD026C8E8CA4.jpeg

FICO 8 (3/1/24) EX 805 EQ 824 TU 844
FICO 9 (2/17/24) EX 821 EQ 778TU 850
I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 4K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I
Message 6 of 6
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