Capital One More Likely Than Wells Fargo or Coastal

[AutoBot]

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@805orbust wrote:

I'd say 719 is pretty approvable. They may have modified terms because of the lates but I think you're in decent shape. Patience is a superpower in the credit game tho.

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Patience certainly is important here. Haven't applied for a cc in like 5 years now. The last late mark on credit report is 3 years old so I may give it a go here.

[AutoBot]

This is the month to give it a go. I essentially have 4 choices.

Shoud I apply to all 4 on the same day?

Should I just apply to what I think would be the easiest, like Capital One, but likely with a low SL?

• Wells Fargo (where I bank)
• Capital One (where I have auto loan)
• Citibank
• Coastal Credit Union (where I bank)

[FinStar]

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@AutoBot wrote:

This is the month to give it a go. I essentially have 4 choices.

Shoud I apply to all 4 on the same day?

Should I just apply to what I think would be the easiest, like Capital One, but likely with a low SL?

• Wells Fargo (where I bank)
• Capital One (where I have auto loan)
• Citibank
• Coastal Credit Union (where I bank)

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Which specific CCs from each of these lenders are you targeting? I believe your op didn't mention what goals you had in mind as far as CCs and whether the latter was for intro 0% promotions or BTs, cashback, SUBs, etc. 

Just keep in mind that having an auto loan with Capital One will not influence any CC lending decisions.

[AutoBot]

I am likely looking for a card for cash back. No need to BT and don't carry a balance.

So specifically...

Wells Fargo Active Cash

Coastal Credit Rewards Visa

Capital One SavorOne Rewards

Citibank Custom Cash