I did not find this to be the case. Was told by CSR to go for it as they were eager to apply a triple HP beatdown. I even brought up the 6 month rule idea to avoid wasted HPs. CSR said it was not a thing. Did receive the approval BTW. 4 months apart. This was for Plat (pc to QS) and QS1.
LoL at "triple HP beatdown". 😂 Gotcha. I really want that Savor One 3% for dining/entertainment and 2% at Grocery stores. I think I'll call in for this app. In my 44 years on this planet, I've never called in for an application.
Forgot to mention, even with the Plat and QS1 4 months between apps, Cap1 CSR suggested I app for Spark this week 🤣 Mind you the QS1 was approved in November (last month) and the Plat in August. Using that timeline, I would venture to say the 6 month rule is definitely not a thing for Cap1, at least not now. I think Cap1 knows those triple HP beatdowns are marking my file to keep me away from other issuers.🤣 They must really love me and this is how they show it.
Didnt app for Spark, BTW. I think CSR is crazy to app Spark so soon. If they would SP the app, then maybe.
Wow, I never thought about the business cards since I don't have a business. That's crazy they must get some type of commission. Yeah it would be nice if Cap1 would soft pull for apps like Amex once your in with them. Well that is good news then about the 6 month rule being bs.