Capital One Wal-Mart 7-10 day message

Remedios · ‎04-02-2020

What were the reasons listed for denials?

That typically tells you what you need to work on (utilization, negatives etc), or wait for (such as longer credit history).

Beast26 · ‎04-02-2020

They said they will send the reasons why in 7-10 days

Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000

AllZero · ‎04-02-2020

@Beast26 wrote:
They said they will send the reasons why in 7-10 days

From reading data points, I don't think Discover does reconsideration.

Beast26 · ‎04-02-2020

Maybe I need a year of revolving history.

Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000

Re: Capital One Wal-Mart 7-10 day message

Re: Capital One Wal-Mart 7-10 day message

Re: Capital One Wal-Mart 7-10 day message

Re: Capital One Wal-Mart 7-10 day message