Capital One.. two inquiries in two days?

[Anonymous]

Hello,

Feb 10th I recently applied for and was accepted for a capital one card

credit wise sent me another notification today alerting me that cap 1 checked my credit again(once on the 10th and again today on the 12th).  Anyone have experience with this type of issue?  Any idea if a double inquiry will bring my credit down further than a single?  Thanks in advance 

[FinStar]

Capital One typically pulls all 3 CRAs for their major CCs.  

Keep in mind that some of the alerts might be delayed and CreditWise provides the latter for both TU and EX. 

[Anonymous]

---

@FinStar wrote:

Capital One typically pulls all 3 CRAs for their major CCs.  

Keep in mind that some of the alerts might be delayed and CreditWise provides the latter for both TU and EX. 

---

So you're saying one alert could be TU and the other Experian ?  

[KLEXH25]

---

@Anonymous wrote:

---

@FinStar wrote:

Capital One typically pulls all 3 CRAs for their major CCs.  

Keep in mind that some of the alerts might be delayed and CreditWise provides the latter for both TU and EX. 

---

So you're saying one alert could be TU and the other Experian ?  

---

Yes, that's what it probably means. They pull all three so if you monitor all three, you should get three alerts / inquiries. 

[Anonymous]

Finstar is right. Because Cap1 pulls from all 3 CB's, it will reflect your inquiry three times. These times may be delayed, sometimes up to a few days from each CB. 

[FinStar]

---

@KLEXH25 wrote:

---

@Anonymous wrote:

---

@FinStar wrote:

Capital One typically pulls all 3 CRAs for their major CCs.  

Keep in mind that some of the alerts might be delayed and CreditWise provides the latter for both TU and EX. 

---

So you're saying one alert could be TU and the other Experian ?  

---

Yes, that's what it probably means. They pull all three so if you monitor all three, you should get three alerts / inquiries. 

---

Exactly, so there should be 1 HP per CRA. 

@Anonymous, when you access CreditWise, look at each of the alerts. One should be from EX and the other from TU. 

[KLEXH25]

---

@Anonymous wrote:

Finstar is right. Because Cap1 pulls from all 3 CB's, it will reflect your inquiry three times. These times may be delayed, sometimes up to a few days from each CB. 

---

Yeah from my experience, Experian is the fastest and Equifax is molasses.

[AllZero]

Congratulations on your approval! 3rd pull should be arriving shortly. Triple whipple in effect.

[AllZero]

If you aren't on it, I'd recommend creditkarma.com to track TU and EQ reports. Experian.com to track EX reports. These are available for free.

[M_Smart007]

---

@AllZero wrote:
Congratulations on your approval! 3rd pull should be arriving shortly. Triple whipple in effect.

---

Gotta love em