5/3 Stand Up 2 Cancer $4k, Citi Diamond $6.5k, Citi Double Cash $6.5k, Citizens Bank Cashback Plus $4.6k, Chase Amazon $3k, Chase Hyatt $16k, Chase Starbucks $10k, Chase IHG $16k, Amex Hilton $21.4k, Amex Everyday $5k, CSR $10.5k, Amex Cash Magnet $5k, NFCU Amex $6k, NFCU cashRewards $22k, Discover IT $19k, Discover Miles $5k, Commence WM $7.5k, PenFed Cash $2.5k, PenFed Promise $15k
That particular wording sounds like a denial to me, but if it is in review, there’s still a good shot at approval. Cap One always seems to give the pending message for this card.
When I applied for Capital One Savor, I received:
"we’re in the process of reviewing your application. This is a standard step in our application process and we’ll be in touch shortly with more information. "
I called in and it said 7-10 days. I called them up and after a few days of back and forth, they finally transferred me to verification/fraud and it went to approved. If your automated reply message is different, it could mean you're on a different path than my application.