I applied for the savor card back on 08-20-18 got instantly approved for 5k limit. I went through their pre approval on their site and said no annual fee. I got the card in the mail and right when I was about to activate the card I read small print which said first year no fee then 95 after smh I called them right up and canceled the card and in trash it went. I can't believe they tried to pull a fast one on me and I wasted an inquiry for nothing.
It is known.
Should have kept it for the SUB and then do whatever you wish with it.
Cap one pulls all three, and I believe that they use Fico 8 for all of them.