No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have the CO secured since Jan 2016 and applied for the CO QS1 and platinum at the same time this week and was approved for the QS1 but denied for the platinum and was told by the rep that my credit was nor ran but i was denied the platinum because of the other two CO cards i have....you cant have 3 CO cards at the same time?
@jamevfan wrote:I have the CO secured since Jan 2016 and applied for the CO QS1 and platinum at the same time this week and was approved for the QS1 but denied for the platinum and was told by the rep that my credit was nor ran but i was denied the platinum because of the other two CO cards i have....you cant have 3 CO cards at the same time?
I've had as many as 5. Presently have 3, after combining 2.
@jamevfan wrote:I have the CO secured since Jan 2016 and applied for the CO QS1 and platinum at the same time this week and was approved for the QS1 but denied for the platinum and was told by the rep that my credit was nor ran but i was denied the platinum because of the other two CO cards i have....you cant have 3 CO cards at the same time?
You can have up to 5 cards total, but you can only have 2 of their "Sub Prime" Cards (Secured, Platinum, QS1).
@Calistal wrote:
@jamevfan wrote:I have the CO secured since Jan 2016 and applied for the CO QS1 and platinum at the same time this week and was approved for the QS1 but denied for the platinum and was told by the rep that my credit was nor ran but i was denied the platinum because of the other two CO cards i have....you cant have 3 CO cards at the same time?
You can have up to 5 cards total, but you can only have 2 of their "Sub Prime" Cards (Secured, Platinum, QS1).
+1 ... 2 subprime / 5 prime
That's while i always discuss my apps with this forum before i actually do.
@Calistal wrote:
@jamevfan wrote:I have the CO secured since Jan 2016 and applied for the CO QS1 and platinum at the same time this week and was approved for the QS1 but denied for the platinum and was told by the rep that my credit was nor ran but i was denied the platinum because of the other two CO cards i have....you cant have 3 CO cards at the same time?
You can have up to 5 cards total, but you can only have 2 of their "Sub Prime" Cards (Secured, Platinum, QS1).
Yep! Throw in their Journey card too as a sub-prime card (that's their student card).
Good idea elim, im still learning. I didnt take a HP from it so no loss because they denied me without even pulling my credit due to the fact that i have the cards i currently have so no issue here for me. I believe my secured card has helped elevate my current scores to where i could get approved for the QS1 which can eventually be upgraded so as far as im concerned im happy with my progress and the direction im headed.
I had 5 and combined 2 and 2 again. Now it's at 3.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Calistal wrote:
@jamevfan wrote:I have the CO secured since Jan 2016 and applied for the CO QS1 and platinum at the same time this week and was approved for the QS1 but denied for the platinum and was told by the rep that my credit was nor ran but i was denied the platinum because of the other two CO cards i have....you cant have 3 CO cards at the same time?
You can have up to 5 cards total, but you can only have 2 of their "Sub Prime" Cards (Secured, Platinum, QS1).
+1