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635... denied
@Anonymous wrote:
635... denied
I would recon, I was approved in January for 500, called back and they moved it to 600. After 2 months of on time payments it got moved to 2400. At the time of application my score was low 600s. Have you opened several lines lately? I will say that my Care Credit card was the first I opened in almost 4 years, but at the time I was at around 70% utilization and several late payments from a year prior.
Sorry about that! Definitely try recon before throwing in the towel
What does recon mean? I was denied care credit a few months ago. I have a Wal-mart credit card, and was also denied a cli today($0 balance, on time payments, still only $200 limit). I recently opened a credit card in Dec. making it my 4th credit card. I was just approved for an auto refinance today with Wells Fargo (my second auto loan with WF). I am having cosmetic surgery in Sept and I am so afraid to try for care credit again! I can get a loan thru a private lender but I know the interest rate will be high. I just wish I could get Care Credit to give me an approval!
So if they don't reconsider denials, then why are people suggesting to contact them to try?
I'd recommend using the denial to get a free copy of your TU report and then review and address any issues you can. Definitely look through the Rebuilding forum, if you haven't already.