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My Experian 08 is 771.
I have 15 INQ, 4 in last 12 months, 1 in last 6 months
6 new accounts in last 12 months, 1 in last 6 months
I'm outside of their footprint.
I have a 2 month old FNBO Direct checking and savings account (doubt that helps).
My Sagestream and ARS are frozen.
I updated my stats above since we are now in September. *
I got instant approved with similar accounts/inquiries. USBank is more sensitive than FNBO in my experiance.
@jb90 wrote:I got instant approved with similar accounts/inquiries. USBank is more sensitive than FNBO in my experiance.
+1 for USBank being really inquiry/new account sensitive
USBank trashed my Cash+ app automatically due to too many new accounts/inqruies. I recieved the pending 7-10 message and when I called the robo lady couldn't even find my application and an agent told me it was gone and there's no chance for recon.
@Anonymous wrote:My Experian 08 is 771.
I have 15 INQ, 4 in last 12 months, 1 in last 6 months
6 new accounts in last 12 months, 1 in last 6 months
I'm outside of their footprint.
I have a 2 month old FNBO Direct checking and savings account (doubt that helps).
My Sagestream and ARS are frozen.
I updated my stats above since we are now in September. *
Ducks, one of the few cards I have been denied for "Too many inquires" they pulled EQ.
I will be down to (2) EQ Inqs in 6 months soon. I'll get it. I am determined.
Sorry, yes I did. It said "2 to 4 weeks." Suppose that's not good?
I have still yet to receive an alert from any of my 3 CRA monitoring so I'm not sure who they pulled?
I'm Opted Out, I hope that doesn't mean they are frozen and they can't access them.
@Anonymous wrote:Sorry, yes I did. It said "2 to 4 weeks." Suppose that's not good?
I have still yet to receive an alert from any of my 3 CRA monitoring so I'm not sure who they pulled?
I'm Opted Out, I hope that doesn't mean they are frozen and they can't access them.
2-4 weeks is standard processing time. I have to run, but I think it was @FinStar who showed me how to check the App status online.
He is very sharp on that stuff. Maybe He'll chime in.
@M_Smart007 wrote:
@Anonymous wrote:Sorry, yes I did. It said "2 to 4 weeks." Suppose that's not good?
I have still yet to receive an alert from any of my 3 CRA monitoring so I'm not sure who they pulled?
I'm Opted Out, I hope that doesn't mean they are frozen and they can't access them.
2-4 weeks is standard processing time. I have to run, but I think it was @FinStar who showed me how to check the App status online.
He is very sharp on that stuff. Maybe He'll chime in.
Check status on an FNBO app?
Go here:
https://www.firstbankcard.com/ram/util/site/view_app_status.fhtml
and click on the `Application Status`hypertext at the top center. You'll be prompted for your zip code, the last 4 digits of your SSN, and the phone number you gave when you applied.