I'm sure some of you have run into the following situation.
Back in the early 2000s - 2007 I had a couple of BoA cards, but in 2009 they were delinquent and ultimately charged off. Eventually landed in Portfolio Recovery hands but thats a story for another day. So now my US mail is filling up with offers from BoA. I'm looking a little forward down the road sometime in the fall probably to get a card that will either give me longer than 12 months BT or depending on how the chip fall for me I may be looking for a card sooner for BT or 0% purchase for a period of time longer than 12months. Anyway if you had an experience like this and applied would love to hear if it was a good or bad experience. Thanks.
It appears you may be back in with them. What are your current scores, utilization, and any baddies on your CR?
EQ 714 - (3) 4yr old med collections - (1) 6yr old 30-day late
EX 755 (1) 6yr old 30-day late
TU 745 - nothing
Scores are lower than they should be because an overall 45% CC utlization and two new furniture accounts that are only 4 months old