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I think the problem that Chase is going to have right now is that every card mentioned is a store card. The OP needs to add a major card or two before applying for Chase. Once that is taken care of and 5/24 is taken into account, I'd suggest that the OP apply for Chase when the oldest major card is a year old.
Under a different scenario, I think a closed card could definitely be as good as an open one. Let's say someone has a timeline like this…
In a situation like this one, I'd submit that the closed card would work just fine as one's oldest card.
@elixerin wrote:
thanks for the replies guys, @Remedios account was from 2002-2016 and was always in good standing. you’re right about the new account though/ there was three year gap of no credit as it was last reported in 2016.
what do you recommend?
If you can continue to raise limits on your existing accounts, that would help.
So would a little bit more time, if you can stay patient. I think @HeavenOhio is absolutely right about you needing an account that's not a store card, in which case you'd want to wait anyway.
Or, you can pull the plug and see what happens.