Chase 2/90 rule

[elixerin]

chase’s two applications max every 90 days? does that mean only chase apps or apps with other banks as well?

[Anonymous]

Chase has a 2/30 rule. You can only have two Chase applications every 30 days.  Amex is 2/90. 

[elixerin]

if i add another amex card does that add towards chase’s 5/24 rule? or on report does it just show one amex opened account and “technically” another card would still just show one on report? or how does it work, thanks

[Anonymous]

If you add another Amex card, it would show up as another Amex account on your credit report and will count towards your 5/24.

[elixerin]

so there would be another AMEX report along side the current one? or would the one report just show an “increased limit” from the 2nd card?

[Anonymous]

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@elixerin wrote:
so there would be another AMEX report along side the current one? or would the one report just show an “increased limit” from the 2nd card?

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Every Amex card will show up as separate accounts on your credit file. For example, I have 7 Amex cards, it shows 7 times on my credit report in the account section. The detail for each card will be different like credit limit, date opened, balance and etc.  

[elixerin]

thanks for the replies steve, trying to keep my inquiries in 1 thread i wanted to ask if the AMEX preapproval has any correlation or “better chance” as far as AMEX 3x CLI goes? all cards are showing pre approved currently

[Anonymous]

Not that I know of. It just depend on your profile and how Amex view it.