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Chase 5/24 question

Established Contributor

Re: Chase 5/24 question

@mowglidude wrote:
I thought I was safe thinking store cards & co branded was not included in the 5/24. Guess I was wrong.

Co branded chase isn't in the 5/24 rule. Meaning u can still apply for a co branded chase card even if u have more then 5 new credit card accounts in 24 months but wouldn't be able to get a chase card

Message 11 of 14
Valued Contributor

Re: Chase 5/24 question

This 5/24 rule takes getting used to. As much as I've read about it, I can't exactly remember which cards qualify or not. That being said, if I app for them again, I'll be researching these threads first to be sure I'm not wasting my time with it.

Total CL: $304.1kUTL: 3%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k |DISC-40.6k | PENFED-38.4k | AMEX-37k | NFCU-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-11.7k | CHASE-10k

Message 12 of 14
Valued Contributor

Re: Chase 5/24 question

Many of that co-branded cards seem to be under this rule now. I've been seeing people get denied Marriott suddenly only due to "too many new accounts in the last 2 years"
Message 13 of 14
Frequent Contributor

Re: Chase 5/24 question

I've read on these forums where people have 7, 10 new accounts and still get a CSP or FU. How can that be? I only have five new accounts in 24 months and was denied for too many new accounts. And two of them were in 8/2014.
Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 820 TU 831 EQ 833 02/09/21
Goal: Was 740 across all bureaus. DONE!
Message 14 of 14
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