If you fell off the 5/24 radar on 12/31, you should be ok to go. Personally, Id wait until Feb 2 or after to apply, to make sure all Credit agencies are up to date. Just keep in mind that Chase can also deny you for other things besides 5/24, they also look at how many inquiries were recent and what your DTI ratio is. FYI, if you need to call recon, the lines have been long lately.
Last card: Bank of America 1/2021
I don't have any Chase credit cards.
If it were me, I would go ahead and apply on Feb 1st.
It's there an incentive to applying inside of a branch?
No issues verifying your identity.