@Anonymous wrote:Got my letter today, I was declined. Called recon, waited half an hour. Rep answered, couldn't verify me, put me back to waiting. New rep half a hour later, asked if they could reconsider. She put me on hold, Cameron back, declined for short credit history. Average 8 months.
Sorry to hear. Give your profile some time to age and you should be ok with Chase.
Thanks
@Anonymous wrote:Got my letter today, I was declined. Called recon, waited half an hour. Rep answered, couldn't verify me, put me back to waiting. New rep half a hour later, asked if they could reconsider. She put me on hold, Cameron back, declined for short credit history. Average 8 months.
Well, that is interesting to be denied by only the average age. By any chance do you know if they did the average history on all your accounts (whether only open ones / closed & open / open credit card only) ???
The letter said the length of oldest account was too short, oldest account is 9 months. The lady on the phone said I was declined due to lack of credit history.