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Chase Amazon Prime Reward Card - UPDATE: Declined

seattletravels
Valued Contributor

Re: Chase Amazon Prime Reward Card - Update: Declined


@Anonymous wrote:

Got my letter today, I was declined. Called recon, waited half an hour. Rep answered, couldn't verify me, put me back to waiting. New rep half a hour later, asked if they could reconsider. She put me on hold, Cameron back, declined for short credit history. Average 8 months.


Sorry to hear.  Give your profile some time to age and you should be ok with Chase.



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 21 of 24
Anonymous
Not applicable

Re: Chase Amazon Prime Reward Card - Update: Declined

Thanks Smiley Happy

Message 22 of 24
ZackAttack
Established Contributor

Re: Chase Amazon Prime Reward Card - Update: Declined


@Anonymous wrote:

Got my letter today, I was declined. Called recon, waited half an hour. Rep answered, couldn't verify me, put me back to waiting. New rep half a hour later, asked if they could reconsider. She put me on hold, Cameron back, declined for short credit history. Average 8 months.


Well, that is interesting to be denied by only the average age. By any chance do you know if they did the average history on all your accounts (whether only open ones / closed & open / open credit card only) ???

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 23 of 24
Anonymous
Not applicable

Re: Chase Amazon Prime Reward Card - Update: Declined

The letter said the length of oldest account was too short, oldest account is 9 months. The lady on the phone said I was declined due to lack of credit history.

Message 24 of 24
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