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Chase Amazon Prime Visa

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Frequent Contributor

Chase Amazon Prime Visa

Took a dive on the Chase Amazon Prime card last night; Amazon is life and for a long time I was LOL/24 so I didn't bother. Once I started seeing a bunch of those amusing green checkmarks/"already approved" items show up when I log in with decent rates (one was 15.99%), I figured I was in a safe territory in making this move. It has been a while since I applied for much of anything.

 

Some data:

 

- They pulled Experian, FICO 8 was 712 as of app day (9/18); Bankcard 8 is 714; Mortgage is 761, FICO 9 is 736. I don't know which they use, but Experian was the only file to be pulled based on multiple alerts.
- Have three Chase cards in flight, already: Slate, FU, and SR, for a combined $32,7000 (11.4, 4.0, and 17.3, respectively)
- I would not be surprised to hear they don't want to give me anymore, to which I'm prepared to sacrifice all but $500 from my FU and or Slate. I use neither these days, frankly, but want to keep the clock ticking on them.
- 5 inquiries combined before this app, only 1 on Experian from March 2020.

 

The current status is after dialing one of the several backdoor numbers for app status, I'm automatically redirected (this morning it chimed "30 days"). It's late and I don't want to talk to anyone so I'll see how things are tomorrow or Monday.

 

With all three of my other Chase cards, I had the 14-day message be my stopping point until I spoke to someone. I have a Do-Not-Combine flag (I think) still on one of my reports, I can't remember which, and have a relative with a highly similar name so I've always had to jump through extra verification hoops. I suspect this is where things'll end up this time, too.

 

EDIT: I neglected to notice they also pulled Equifax, which was 721 and had 1 INQ.

Message 1 of 6
5 REPLIES 5
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Valued Contributor

Re: Chase Amazon Prime Visa

Good luck! 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 2 of 6
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Super Contributor

Re: Chase Amazon Prime Visa

30 day notice means they havnt started on your application yet.

It will probably change tomorrow

Good luck


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 824 EQ 840
A dragon lives forever but not so little boys
Painted wings and giant rings make way for other toys
One grey night it happened, Jackie Paper came no more
And puff that mighty dragon, he ceased his fearless roar

Peter, Paul and Mary
Puff The Magic Dragon Jan 1st, 1963
Message 3 of 6
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Super Contributor

Re: Chase Amazon Prime Visa

Good luck on your application. May the odds be ever in your favor.

Message 4 of 6
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Frequent Contributor

Re: Chase Amazon Prime Visa

Approved without further verification on my part, which is a first! https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-Amazon-Prime-Visa-Signature-Approval/td...

Message 5 of 6
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Moderator

Re: Chase Amazon Prime Visa

Congrats on your approval! 
Thread locked. 

Got some pruning to do... No more new cards!
Message 6 of 6
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