Chase Amazon Prime approval chances?

[sjt]

I would hold off until you Chase cards have some age.

Honestly, Im surprised that you got approved for those two Chase Cards with 8 c/o, with one being Chase. Are they paid/settled or unpaid?

[coreysw12]

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@sjt wrote:

I would hold off until you Chase cards have some age.

Honestly, Im surprised that you got approved for those two Chase Cards with 8 c/o, with one being Chase. Are they paid/settled or unpaid?

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All 8 were settled in January of this year. And yes, I'm honestly surprised I was approved for them, too! They randomly popped up as being pre-approved when I logged into my chase checking accounts the other day

[Meanmchine]

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@sjt wrote:

I would hold off until you Chase cards have some age.

Honestly, Im surprised that you got approved for those two Chase Cards with 8 c/o, with one being Chase. Are they paid/settled or unpaid?

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+1  especially since you settled intead of PIF

[sjt]

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@coreysw12 wrote:

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All 8 were settled in January of this year. And yes, I'm honestly surprised I was approved for them, too! They randomly popped up as being pre-approved when I logged into my chase checking accounts the other day

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Good for you on getting approved. Like I said in my other post, I would hold off until your Chase accounts age at least 6 months.

[coreysw12]

Will do, thanks!

[Anonymous]

I read every message thinking at some point I would come across something that said "CO" was something other than "charge off".

That combined with your scores makes the approvals, stunning.

I have no advice on the Amazon card....I'm just here to congratulate you on getting the other two Chase cards.

[Anonymous]

I agree with the consensus of not risking your Chase accounts. I’m impressed that you got those two cards opened and I would be happy leaving it at that for the foreseeable future. Don’t want to upset Chase and have them claw your cards back.

[CreditInspired]

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@coreysw12 wrote:

Wanted to see what people think my chances could be of getting approved for the Prime card, before I try to apply. Here's my current standing:

Currently at 3/24.

Scores as shown in my signature.

Last week I was spproved for CSP @ $8,400 and CFU @ $5,600. Also a Cap1 card @ $2,000.

Here's where it gets iffy. I have 8 CO credit card accounts on my report. No collections or bankruptcies or judgments - those 8 CO accounts are my only baddies, but they're not very old either, at about 2 years. 1 of those CO credit cards was a Chase card.

You would think the 2-year-old Chase CO would be a dealbreaker, but keep in mind my CSP and CSU approvals I got just last week (against all odds).

Are my chances decent? I don't want to apply and then get denied, so if I should wait a while before applying, I will. But the problem is that there are other cards I want to get as well, so I was hoping to get the Amazon card before I hit that 5/24 mark that would likely make it impossible to get the Amazon card in the near future.

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I dont want to be the bearer of ominous news but I think you should slow your roll. You’re poking a big sleeping bear and before you know it, he’s going to wake up and BAM, might slap you down. 

There is a post on here that just last week a poster applied for the CSP. He had a CFU. It appears Chase did some digging and found a 12 yo problem and not only denied the CSP but also closed down his CFU. Im going to look for the link and post it here.

EDIT:  Okay, found it, but it’s 2 different posts within a posts showing that what you’re contemplating is not a good idea. 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Chase-Denied-and-Closed/m-p/5615610#M23011...

And Chase is well known for doing SPs pulls and closing CCs after they have been issued. 

IMHO, I suggest laying low, not applying for anything else for 6-12 months, and keeping your fingers crossed that you’re not already in Chase’s crosshairs.