@Anonymous wrote:Total is 42%, but 2 individual cards are high. He also stated that although I have had a year of great student loans payments, that was also another factor. I am not sure I have it in me for another call.
So short credit history?
That isn't an issue, I am a career changing grad student. 
I told him that although it shows that I have high utilization, the job that I picked up at the university that I am attending will be reimbursing me for the summer and spring semesters. I think that it was that I just picked up the job at the university that may have spooked him. I told him that I would still be working at my part-time job on the nights and weekends and that I have been there for nearly 3 years...still no go. 
Call back and tell the next person the last guy gave you the incorrect answer. Lol. I would try again but that is just me. I went through 3 people to get mine done.
I just tried again and the woman snapped at me before I could even get a word in. 
Officially done! LOL Thanks for all of the help tho!
She snapped at you? Did you mention my name? If so, that might be why. lol. No worries. Atleast you tried and you know you gave it your best effort. Plus, you have the experience for the next recon.
@Anonymous wrote:I just tried again and the woman snapped at me before I could even get a word in.
Sorry to hear it Mr. Awesome! Another time, no worries.