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Chase Bank, how I covet thee 5/24 CC!

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Medic981
Valued Contributor

Re: Chase Bank, how I covet thee 5/24 CC!

Are we supposed to chase after Chase, or is Chase supposed to chase after us? I am so confused!







Your FICO credit scores are not just numbers, it’s a skill.
Message 31 of 67
AverageJoesCredit
Legendary Contributor

Re: Chase Bank, how I covet thee 5/24 CC!

If one Chases Chase they are the Chaser. If Chase Chases you, you are the one being Chased! Hope this helpsSmiley Happy
Message 32 of 67
Anonymous
Not applicable

Re: Chase Bank, how I covet thee 5/24 CC!


@johnsonca2 wrote:
Additionally, I used the Chase prequalify tool and it came back with ZERO offers prior to applying and getting approved for the 2 cards.

But isn't cold apping a much better feeling? The sheer adrenaline rush not knowing anything going in!

 

 

Message 33 of 67
2GreenThumbs
Frequent Contributor

Re: Chase Bank, how I covet thee 5/24 CC!

I also burned Chase through an old WaMu account that was IIB in 2011, for about $1,000 or $3,000.  I can't remember the details.  My Ch.13 was discharged in 2016.  Six months later, in 2017, I apped Disney Premiere and was denied, then on recon, was approved with a small limit.  

 

I later apped Freedom and was denied because my BK was still on my CR.  

 

I now have Disney premiere (limit was doubled), a CSP (limit was doubled), and my newest Chase card is my CFU with my highest starting limit to date:  $17,900.  I'd love to see them double that limit, but I'm a realist.

 

Yes, Chase remembers, but in my case, they also forgive.


Message 34 of 67
Medic981
Valued Contributor

Re: Chase Bank, how I covet thee 5/24 CC!


@2GreenThumbs wrote:

I also burned Chase through an old WaMu account that was IIB in 2011, for about $1,000 or $3,000.  I can't remember the details.  My Ch.13 was discharged in 2016.  Six months later, in 2017, I apped Disney Premiere and was denied, then on recon, was approved with a small limit.  

 

I later apped Freedom and was denied because my BK was still on my CR.  

 

I now have Disney premiere (limit was doubled), a CSP (limit was doubled), and my newest Chase card is my CFU with my highest starting limit to date:  $17,900.  I'd love to see them double that limit, but I'm a realist.

 

Yes, Chase remembers, but in my case, they also forgive.


Thank you for the DPs. You give me hope @2GreenThumbs that when I do come out of the garden I will have a chance on recon if I get denied.







Your FICO credit scores are not just numbers, it’s a skill.
Message 35 of 67
AverageJoesCredit
Legendary Contributor

Re: Chase Bank, how I covet thee 5/24 CC!

My guess is they gave 2GreenThumbs a second chance because his thumbs are greenSmiley Wink 💰🤑
Message 36 of 67
Medic981
Valued Contributor

Re: Chase Bank, how I covet thee 5/24 CC!

If I could only be as fortunate as @2greenthumbs... I would dye my thumbs green if I thought it would help get my dream card.







Your FICO credit scores are not just numbers, it’s a skill.
Message 37 of 67
sjt
Senior Contributor

Re: Chase Bank, how I covet thee 5/24 CC!

When will you be under 5/24? Also, do you live near a Chase branch?

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 38 of 67
Medic981
Valued Contributor

Re: Chase Bank, how I covet thee 5/24 CC!

If I didn't get a CLOC with NFCU I would be 4/24 next month. As it stands, I will be 5/24 until Sept 2020. My nearest Chase branch is 40 miles away in the BIG city. I live in a little city, which doesn't have a Chase branch.







Your FICO credit scores are not just numbers, it’s a skill.
Message 39 of 67
Medic981
Valued Contributor

Re: Chase Bank, how I covet thee 5/24 CC!

Does this mean what I think it means?

chasepre.JPG

 







Your FICO credit scores are not just numbers, it’s a skill.
Message 40 of 67
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