Chase Denial and Recon Denial

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@NP27 wrote:

I decided to pull the trigger on Chase with my recent luck on approvals and was denied for the freedom and on recon.

I called in 2 times today to recon and spoke with a man and then a women.  They were not very helpful.  Ugh.  BTW...the recon numbers listed sent me to the same analyst the second time I called in.  I called the app recon and spoke to the man.  I then called the analyst recon and the same guy answered.  I hung up and called back the same number and a woman answered and she said "didnt you just call and speak with someone else"  lol

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They do know many times you call. They are very rude.

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You just have to tell them that you were unsatisfied with the response and would like to verify and discuss some information.

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It takes more then that with them. Last time I told them I do not agree with the last analyst and would like a second analyst to review it for me. He said what did change in 5 mins? He was ready to start an argument with me lol. I said only thing changed I got a arrogant representative and hanged up. 

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Tell him you had 5 shots in the last 5 minutes and you're ready to rock.

[NP27]

Sorry I didnt take the advice.  I guess I got ansy and was feeling bulletproof from the approvals I received yesterday.  I WAS on a roll, but NOW I am in the garden and I will try to clean up some baddies with a 623 while I grow my limits on my current cards.

Yes....they were very rude BTW

[Anonymous]

More than just about every other bank, Chase appears to be very reluctant about extending credit to anyone who has burned them in the past. I have even read posts about Chase putting very qualified candidates through the ringer about a prior baddie involving Chase in the 90s.

[Anonymous]

The CSR I dealt with after my initial denial for my CSP (because of a 1993 charge off for some company they bought out) was very polite and helpful and I was able to get her to change the denial into an approval.  

[NP27]

I'll try 1 more time on Monday or wait to see if I hear from the EO

[Anonymous]

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@Anonymous wrote:

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@NP27 wrote:

Sorry I didnt take the advice.  I guess I got ansy and was feeling bulletproof from the approvals I received yesterday.  I WAS on a roll, but NOW I am in the garden and I will try to clean up some baddies with a 623 while I grow my limits on my current cards.

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Chase seems tough these days. It is your best option to garden for a while then try again. I would wait 6 months minimum or a year if possible before applying again.

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+ 1

[Anonymous]

If you really want the card, lurk and go to their Pre qualification site and see if you get qual for it.