Chase Disney - Denied - "Delinquency or other derogatory relationship with our bank"

[FinStar]

For this instance, once you've gone through the reconsideration route, whatever decision comes out of that is typically final OP.

[Meanmchine]

If you really want the card, open a Chase checking account and request a Disney Debit Card.  Most of the Disney CC benefits are also included in the Debit Card. 

[Anonymous]

Hopefully it works out for you but from everything I’ve read, Chase is somewhat less forgiving than Vlad the Impaler. However, stranger things have happened. If @AJC can get a CLI from Disco, anything is possible!

[kdm31091]

I wouldn't expend too much effort begging Chase to let you back in. You have other cards with perfectly fine lenders and the Disney card isn't a must have IMO.

Typically once denied on recon the decision stands. There isn't much you can do except try again down the road.

[Anonymous]

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@Anonymous wrote:
Hopefully it works out for you but from everything I’ve read, Chase is somewhat less forgiving than Vlad the Impaler. However, stranger things have happened. If @AJC can get a CLI from Disco, anything is possible!

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Yeah, I don't think it will work but I am ok with it.  The issue is it seems Chase has some pretty good cards but I'm sure there are other cards that are just as good.

[Anonymous]

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@kdm31091 wrote:

I wouldn't expend too much effort begging Chase to let you back in. You have other cards with perfectly fine lenders and the Disney card isn't a must have IMO.

Typically once denied on recon the decision stands. There isn't much you can do except try again down the road.

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Yeah, that is what I am seeing.  We are a Disney family so it would have been nice to have that card but I figure I get more with my cashback cards.

Also, Amex has this really nice perk called "Plan It" which allows you to break up bigger purchases over time which I really like.