Chase Freedom Flex

[coldfusion]

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@SouthJamaica wrote:

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@mgood wrote:

Aaaand, DECLINED.

Too recent since account openings.

Too many inquiries.

Too much credit?

Balances? (My UTL is 11%)

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Sorry.

It's my understanding that

- the "30-day" thing is neutral

- when it switches to "2 weeks" that's bad

-when it switches to "7 to 10 days" that's good

- it's always better not to call them..... to just let it play out

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roughly put:

30 days is "someone's gonna eyeball it, waiting for that to happen"

14 days is "1st glance looks good, Someone Important has to decide if they want to sign off on it"

7-10 days is either "we gotta check something out" or "Bzzt sorry thanks for playing".

[Harvey26]

@mgood  Sorry about your denial... Have you though about an Amex Card. You probably would be a really good candidate for one. 

[mgood]

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@Harvey26 wrote:

@mgood  Sorry about your denial... Have you though about an Amex Card. You probably would be a really good candidate for one. 

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Yes, I have thought about it. But I only have two slots left in 5/24. I'd like to fill them with Chase cards.