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Chase Freedom Pre-Approved then DENIED. UGH!

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Anonymous
Not applicable

Re: Chase Freedom Pre-Approved then DENIED. UGH!


@CreditCuriousity wrote:

@laurasiew wrote:

@CreditCuriousity wrote:

@laurasiew wrote:
UPDATE:

Got antsy and pulled the trigger on Barclay Rewards. Got the review message then checked the status of my application and BOOM approved for $1300. I know it's not much, I'll recon in the morning but I'll take it!

Yay! Thank you everyone!

Congrats, told youSmiley Happy... Call tomorrow and speak to the Credit analyst (back door number) and recon the initial starting limit!  


Thanks to you and everyone else who gave their input.  These forums are the best.

 

Got another update for you...

 

Got a little cocky after the Barclay Rewards and app'd for Barclay Apple.  I've been thinking about getting a new computer for school but still undecided.  Approved for $3000!!!

 

Looks like Barclay is my new friend Smiley Happy


Grats on the apple one as well, might make the recon a bit tougher on the rewards though?  Let us know how it goes!


Possibly..

Message 41 of 50
boogiesaveslives
Regular Contributor

Re: Chase Freedom Pre-Approved then DENIED. UGH!


@Anonymous wrote:

@CreditCuriousity wrote:

@laurasiew wrote:

@CreditCuriousity wrote:

@laurasiew wrote:
UPDATE:

Got antsy and pulled the trigger on Barclay Rewards. Got the review message then checked the status of my application and BOOM approved for $1300. I know it's not much, I'll recon in the morning but I'll take it!

Yay! Thank you everyone!

Congrats, told youSmiley Happy... Call tomorrow and speak to the Credit analyst (back door number) and recon the initial starting limit!  


Thanks to you and everyone else who gave their input.  These forums are the best.

 

Got another update for you...

 

Got a little cocky after the Barclay Rewards and app'd for Barclay Apple.  I've been thinking about getting a new computer for school but still undecided.  Approved for $3000!!!

 

Looks like Barclay is my new friend Smiley Happy


Grats on the apple one as well, might make the recon a bit tougher on the rewards though?  Let us know how it goes!


Possibly..


I was thinking the same thing.  I'll give it a try anyway and let you know.

Starting: TU 616 (VS) EQ 598 (FICO) EX 619 (FAKO)
Current: TU 660(FICO) EQ 702 (FICO) EX 716 (FICO)
Message 42 of 50
Rhino71
Valued Member

Re: Chase Freedom Pre-Approved then DENIED. UGH!

mam, this is awesome. I didn't had luck with Barclays or Chase.

but well i did put Chase in my BK.

Message 43 of 50
Jerry45
Valued Contributor

Re: Chase Freedom Pre-Approved then DENIED. UGH!

I am sorry to hear that. The Chase Pre Qual site is usually golden. I would do another recon, and explain that would not have applied without being pre approved. Maybe also say, that you will be making some big payments to get the utilization down. This happened to me after being pre approved at Barclays, I know how you feel.

Message 44 of 50
Jerry45
Valued Contributor

Re: Chase Freedom Pre-Approved then DENIED. UGH!

LOL!! Good one Nix

Message 45 of 50
Jerry45
Valued Contributor

Re: Chase Freedom Pre-Approved then DENIED. UGH!

I agree. The Triple Pull at Cap 1 is rough.

Message 46 of 50
Jerry45
Valued Contributor

Re: Chase Freedom Pre-Approved then DENIED. UGH!

Sweet! Way to go and Congrats!!

Message 47 of 50
Jerry45
Valued Contributor

Re: Chase Freedom Pre-Approved then DENIED. UGH!

Cool! Time to Garden and walk away for the Credit Casino. LOL

Message 48 of 50
boogiesaveslives
Regular Contributor

Re: Chase Freedom Pre-Approved then DENIED. UGH!

ANOTHER UPDATE:

Called for recon today. They asked a few questions and said I've been doing a good job at managing my credit since my last baddie a few years ago. Raised my Barclay Rewards to $2500. Total available credit now from Barclay is $5500!!!
Starting: TU 616 (VS) EQ 598 (FICO) EX 619 (FAKO)
Current: TU 660(FICO) EQ 702 (FICO) EX 716 (FICO)
Message 49 of 50
CreditCuriosity
Moderator Emeritus

Re: Chase Freedom Pre-Approved then DENIED. UGH!

congrats on the SL recon Smiley Happy

Message 50 of 50
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