Walked into a local branch to pay my CSP balance today. Just for giggles, thought I'd ask if I had any pre-approvals. Banker came back with the news that I'm pre-approved for both the CFU and CF. Both are on my radar and thought I'd share some DPs.
I surprised myself by walking out without apping for the CFU (which I've been wanting since the 3% promo started). I'll wait for my scores to go back up and then I'll be back for that CFU.
Also, the banker said that the 3% offer could go away at any time, but she didn't think it would be until the next quarter on July 1st.
If I were you I would wait. The 5K CSP approval is the bare minimum amount they approve for. Just because the temptation is there doesn't mean you need to take them up on it. Now, IF they give you a CLI w/o asking for it then I'd say your chances are better. Not that the CF/U are more stringent by any means it's just being on the fence of approval with CSP that raises a caution flag.