Hey guys I'm new here and this is my very first post so I don't know if I'm doing this correctly but I wanted some insight. Applied for chase freedom and got the 30 day wait message from the robolady. They pulled EQ and EX. EQ is 4/24 with a year of on time payments 1% utl. EX is 6/24 with a year on time payments and 1% utl. My question basically is, do they base their decision on EQ or EX since they are reporting differently? If more info is needed im happy to provide it. Thank you.
Thanks for the reply, I actually had a checking for over 10 years or so but I closed that a few months ago, I called in this morning and they told me I just need to fax in my social security card. I'm guessing if they were going to deny me they wouldn't even bother to go through verification maybe?
That would be my assumption as well
Thanks for all the info, I will call in a little to see if they made their decision already, sent in the info they requested about an hour ago.