Chase Methods?

[Anonymous]

Hey everyone, it's been a while since I last posted after my rejection for an NFL rewards card in July.

Today, I decided to apply for an Amazon reward card, which appears to be through Chase. The rewards were decent and it offered a 50$ gift card reward.

My gf had gotten one recently with a significantly lower score than myself.

I also already have a chase freedom card with a 1500 CL.

Long story short, I was denied for this card.

My question is, why would I be accepted months ago for a freedom and denied for this? I can't seem to wrap my head around that logic

[Skye12329]

Honestly it could be anything. You will just have to see what the letter says.

[Anonymous]

I was too back in May. The reason wast too many recemt inquires. I had maybe 5 in 6 months and 7 in the last 2 years. Then come August, I was approved for 12 cards that month. two of them were the CSP and Slate. I apped for those cards early in the spree. But, it seemed weird that I didn't get accepted for the Amazon card 3 month earlier and get those 2, 3 months later. Of those cards, the CSP in theory, is a harder card to obtain. Sorry for your denial. 

[Anonymous]

Being approved for a Freedom card with a $1,500 limit meant you barely got in.  Chase goes by their internal scores when deciding to approve cards.  What are your scores and how does your credit profile look like? Lets start from there and it will help better determine why Chase decided to deny you.

[Anonymous]

So I must say, I got the 30 day message, which I thought was code for Denial, but I've read that isn't always the case.

Ive had a car loan.... Never missed a payment... Been paying for over two and a half years now... Never late or anything. My oldest card is now 7 months old. 

The he only thing I could grab quickly was the FICO report I receive with discover. On my last statement it was 747.

never any late or missed payments on the cards either 

[Anonymous]

---

@Anonymous wrote:

So I must say, I got the 30 day message, which I thought was code for Denial, but I've read that isn't always the case.

Ive had a car loan.... Never missed a payment... Been paying for over two and a half years now... Never late or anything. My oldest card is now 7 months old. 

The he only thing I could grab quickly was the FICO report I receive with discover. On my last statement it was 747.

never any late or missed payments on the cards either 

---

Do you have any other credit cards apart from the Freedom card or is it just a this 1 card and a car loan?

[Creditaddict]

Call verification number listed in backdoor thread tomorrow... very much might just want to ask you couple security questions and then they will issue you approval and amount over phone!

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:

So I must say, I got the 30 day message, which I thought was code for Denial, but I've read that isn't always the case.

Ive had a car loan.... Never missed a payment... Been paying for over two and a half years now... Never late or anything. My oldest card is now 7 months old. 

The he only thing I could grab quickly was the FICO report I receive with discover. On my last statement it was 747.

never any late or missed payments on the cards either 

---

Do you have any other credit cards apart from the Freedom card or is it just a this 1 card and a car loan?

---

I have the freedom, a discover it chrome, and Bank of America cash rewards card 

[Callandra]

---

@Anonymous wrote:

So I must say, I got the 30 day message, which I thought was code for Denial, but I've read that isn't always the case.

Ive had a car loan.... Never missed a payment... Been paying for over two and a half years now... Never late or anything. My oldest card is now 7 months old. 

The he only thing I could grab quickly was the FICO report I receive with discover. On my last statement it was 747.

never any late or missed payments on the cards either 

---

I'm confused, did you get denied or the 30 day message? Usually with Chase, 30 days is verification (I agree, call the verification number) and 7-10 days tends to be a denial. 

[Anonymous]

---

@Callandra wrote:

---

@Anonymous wrote:

So I must say, I got the 30 day message, which I thought was code for Denial, but I've read that isn't always the case.

Ive had a car loan.... Never missed a payment... Been paying for over two and a half years now... Never late or anything. My oldest card is now 7 months old. 

The he only thing I could grab quickly was the FICO report I receive with discover. On my last statement it was 747.

never any late or missed payments on the cards either 

---

I'm confused, did you get denied or the 30 day message? Usually with Chase, 30 days is verification (I agree, call the verification number) and 7-10 days tends to be a denial. 

---

I got the 30 day message, which I thought was pretty much a denial. I then read that this may not  be the case